Really? The Personal ScLoHo

The Empty Nest Myth

The Empty Nest Myth

A little over 30 years ago I gave my parents the gift of an empty nest. As an only child off on my own, working my first fulltime job as a radio disc jockey, and living what seemed like far, far away, they finally could do whatever they wanted. No kid responsibilities...

read more
Living on 2 Percent Less

Living on 2 Percent Less

It's another Monday Money discussion, and this time I want to share with you what you'll notice when you get your next paycheck. It's 2% less. That's because "the payroll tax cut temporarily lowered the tax rate to 4.2 percent from 6.2 percent for income contributed...

read more
New or Used?

New or Used?

Continuing with another Monday Money article with a question for each of us to consider: Should I buy a new ______________ or used ____________________? This question we can apply to a good percentage of our purchases every year. Automobiles. Houses. Appliances....

read more
First World Problems

First World Problems

On Twitter there is a hashtag I sometimes see being used: #FirstWorldProblems Here's a few samples: When the heating is left on all the time, the house gets too hot and I have to open a window just to cool down Need to use the restroom but don't want to give up my...

read more
The Snowflake Games Contest

The Snowflake Games Contest

It began innocently enough. My wife started a Christmas tradition a few years ago around the theme of Snowflakes. Each year the theme takes a different twist, but it involves a contest with a $20 cash prize and a trophy. Participants get to vote on who wins. Kathy...

read more
All I Want For Christmas

All I Want For Christmas

All I want, I already have. Sharing my December birthday with Christmas and with Thanksgiving right before, I have plenty of opportunities to connect with family. When I was in my 20's, we lived in Fort Wayne and then Kokomo, Indiana before moving to Detroit where my...

read more

Join Our Community